Home Loan

M.Lhuillier is a regulated privately-owned Philippine company, supervised by the Bangko Sentral ng Pilipinas (BSP).

1. Must be employed (locally or overseas), or self-employed, with proof of income; or a pensioner with proof of pension payments
2. Tax Declaration for Land & Building
3. Original TCT or CCT
4. Original Tax Clearance
5. Sketch Plan
6. Certified true copy of Title
7. Endorsed insurance policy, in favor to M Lhuillier

Terms & Conditions
1. Loan amount can be up to 60% of the appraised value for residential home & lot, or commercial building & lot
2. Loan amount can be up to is 50% of the appraised value for lots only
3. Customers must pay the appraisal fee of Php4,500 upon application
4. Pre-termination fee is 3% based of the outstanding balance
5. Penalty charge for late payments is 5%
6. Interest rates range from 2.0%/mo. to 2.5%/mo. (24.00%-30.00% APR), depending on property condition & stability of income.
7. Term of the loan can be set from twelve (12) months to sixty (60) months (1-5yrs.)

1. Online via the ML Wallet App or at mlhuillier.com
2. Over-the-counter at any ML Branch Nationwide